Work out the land transaction tax on a residential purchase anywhere in the UK: SDLT in England and Northern Ireland, LBTT in Scotland and LTT in Wales, including first-time buyer relief and additional-property surcharges.
£
£4,750
SDLT on a £295,000 purchase (1.61% effective rate)
| Band | Rate | Tax |
|---|---|---|
| £0 to £125,000 | 0% | £0 |
| £125,000 to £250,000 | 2% | £2,500 |
| £250,000 to £295,000 | 5% | £2,250 |
SDLT is banded: nothing up to 125,000 pounds, 2% to 250,000, 5% to 925,000, 10% to 1.5 million and 12% above that. First-time buyers pay nothing up to 300,000 pounds on homes costing up to 500,000. Additional properties add 5% to every band and non-UK residents a further 2%.
Yes. Scotland charges Land and Buildings Transaction Tax with a nil band to 145,000 pounds, first-time-buyer relief to 175,000 and an 8% Additional Dwelling Supplement. Wales charges Land Transaction Tax with a nil band to 225,000 pounds, no first-time-buyer relief, and its own higher-rates table for additional properties starting at 5% on the first 180,000 pounds.
Your solicitor or conveyancer normally files the return and pays on completion. The deadline is 14 days after completion for SDLT in England and Northern Ireland, and 30 days for LBTT in Scotland and LTT in Wales.
This calculator is general information, not legal or tax advice. Every result shows the rate version and links to the official schedule it came from; your conveyancer confirms the exact figure for your completion.
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